Checking accounts are a special type of bank accounts that let you access deposited money with relative ease. It also allows for frequent deposits and withdrawals, making it an ideal choice for recurring or everyday purchases. However, this flexibility comes at a price, as this account type pay low-interest rates, unlike CDs (certificate of…
Buying a home is a big decision for anyone. It’s usually the most expensive thing you own. Most people don’t own anything more valuable than their homes. Even the deposit payment can be the biggest single amount you’ve paid out so far – so you need to be sure you’re doing the right thing.…
The other day I was out for lunch at a nearby restaurant (great place by the way) when I heard one suit telling another “An ETF is an ‘Exchange Traded Fund’. Simple, right? Advantages of Using Funds vs Individual Investing Okay, maybe it isn’t so simple, because if you’ve never dealt with…
What do you do when you’re in the candy store, and you’re trying to think what sort of bar you’d enjoy the most? Do you close your eyes and pick one at random? Do you leave the store altogether and forget you even went in? What about asking your friend for advice? They can…
Saving money for you and your families future is vitally important but its something that too many Americans neglect to do. Putting a few dollars a week into a risk-free savings account or money market account can add up to a sizeable war chest that can be used to fund your retirement or pay…
Credit card debt is one of the biggest sources of financial stress in today’s world. In some cases, it comes as a reminder of spending sprees that weren’t great ideas, and in other cases, it is accrued during personal emergencies. Regardless of the reason, credit card debt signifies a hit on a person’s finances.…