credit report score

Understanding Your Credit Report

  Your credit score is one of the most important factors in your adult financial life. It is the single most important factor in deciding whether you can borrow money to buy a house, get a personal loan or finance a car. If that’s not bad enough your credit score will also determine how much

Claire Jamieson - Finance


Home Loans & Mortgages – A Guide

  If it’s your first time looking for a mortgage, then you might feel a little apprehensive. After all, this mortgage is something you will deal with every month for the next few decades, so you want to make sure you are getting the best mortgage you can. And while the variety of options available

Claire Jamieson - Finance

Small Business Loans Guide

  If you have that great idea for business, and you are determined to pursue your venture into entrepreneurship but lack the funds to do so, you would be considering taking out a small business loan. And just like any loan, you will have to wade through a myriad of types, varying interest rates, coverage,

Claire Jamieson - Finance

a business owner talking on the phone

A Guide To Business Checking Accounts

  Whether you are considering starting your own business or you’re an existing business owner who has banked with the same provider for a number of years you should regularly be shopping around for the best business checking accounts. There are always deals to be found and you can save yourself time and money by

Jon Stones - Finance

home equity loan

Top 7 Home Equity Loan Providers

  A home equity loan is a second mortgage taken out on your home. It does not affect your existing mortgage or replace it. This is a separate loan taken out against the equity you have built up in your home. The equity is the difference between the value of your home and the money

Jon Stones - Finance

personal loans guide

A Simple Guide To Personal Loans

  Personal loans are taken out by people who are facing a shortfall in their personal finances. In a nutshell, they don’t have enough money to cover their living expenses or pay for something they want (a car, holiday, new home or college degree). There are many different types of personal loans, most of which

Emily Weston - Finance

happy group of students

Applying For Student Loans: Federal Vs Private

  Student loans, like any other type of loan, vary widely in both size and cost. Many students also need to take multiple loans from different providers. There are federal loans and private loans -some lenders offer large amounts but at a high rate of interest while others offer lower interest rates or provide better

Emily Weston - Finance

Leading Causes Of A Poor Credit Score

A Guide To Bad Credit Loans

  Having bad credit will not just make it hard for you to borrow money, but a low credit score can also prevent you from getting a good job, or renting out a place to live. Before we go to bad loan credits, let’s start with understanding the basics of credit. Financial institutions will need

Emily Weston - Finance

bad types of loans

The 10 Worst Types Of Loans

  As much as possible, we all avoid going into debt. Unfortunately, loans are necessary to be able to get big ticket items we need, and we have to look for good loans that will help us improve our lives in the future, and not cripple you financially while you are paying them off. And

Jon Stones - Finance

debt consolidation

Top Debt Consolidation Loan Companies

  If you find yourself in debt and may be struggling to make your payments, then you should consider debt consolidation. Debt Consolidation is a form of debt relief that can allow you to take better control of your debt problems, by consolidating them into one loan and paying them all in one monthly payment.

Jon Stones - Finance