If you find yourself in debt and may be struggling to make your payments, then you should consider debt consolidation. Debt Consolidation is a form of debt relief that can allow you to take better control of your debt problems, by consolidating them into one loan and paying them all in one monthly payment. These debt relief companies can also offer to counsel and give you financial advice to help guide you to a debt-free future.
Here is a list of companies who can help you with your debt consolidation:
10. Country-Wide Debt Relief
They offer free debt relief consultation, where you will be offered various options for debt relief. They offer an easy two-step application online and also offer a money-back guarantee. They are a member of the AFCC and have an A+ rating, and a BBB accredited company.
9. Lending Tree
They offer loans for debt consolidation, as well as home, car, business, and other loan types. You can get $1,000 to $35,000 in 24 hours. You can get unsecured loans with rates from 5.99% to 35.99% APR and pay them from 3 months to 15 years.
The OBB rates them as a company with “good standing” and is AFCC and IAPDA Accredited. They offer free consultation sessions and provide debt consolidation services with a money back guarantee.
7. American Debt Enders
This company provides debt management and bankruptcy assistance and allows you to consolidate multiple debts into one account. There are no credit score requirements, so long as you have $5,000 minimum debt. Credit counselling services are free as well.
6. Consolidated Credit
They offer free credit consultations and have helped over 5 million Americans get over debt in a span of 20 years. They have an A+ Better Business Bureau rating and offer to help you eliminate your debt in 30 to 60 months. They also offer a lot of financial education and self-help tools to help you know more about handling your finances.
5. Brownstone Law Group
The BLG is a national debt resolution law firm that offers free private consultations as well as multiple programs with flexible terms. They aim to provide you with personalized service with dedicated account managers. This service is offered for those with at least $7,500 in unsecured debt. They seek to eliminate your debt within 30 to 60 months.
4. Pacific Debt Inc.
They have been offering debt consolidation services for the past 14 years and earned an A+ rating with the BBB. You will then be assigned a personal account manager, who will help you with settling your debt. They also employ IAPDA certified debt counsellors to help you. You can go for a free consultation to study your options, and if you choose their firm, you will have one small program payment which will be tailored to your budget. You can also conveniently access all and any of your information in their online client portal. You can get into their 24-48 month programs with no upfront fees.
3. Accredited Debt Relief
They offer free debt counselling, no fees, and risk-free debt consolidation assistance. They provide you with one low monthly payment program for a 24 to 48-month debt settlement program for unsecured loans of $10,000 and more.
2. Freedom Debt Relief
Their certified debt specialists will provide you with a free and personalized evaluation to help you settle your debt within 24 to 48 months. They boast of having resolved $4.4 billion in debt and are accredited by the American Fair Credit Council. This program is open for those with $25,000 to $250,000 in debt.
1. National Debt Relief
The top choice for debt consolidation is the National Debt Relief with a 100% satisfaction money back guarantee, no upfront fees, and free, confidential consultations. You will be having a one-on-one evaluation with a debt counselling expert who will help you reduce your debt in 24 to 48 months. They are rated A+ by the BBB and offer their services to those with unsecured debts of $7,500 and up.