Welcome to WalletWise. WalletWise.us is a free to use personal finance website. owned and operated by Money Media Group Limited, a company registered in England & Wales with the company registration number No 10773500 and also in accordance with the Data Protection Act (1988) Registration Number: ZA253551. The company’s registered office is 15 Bowling Green Lane, London, EC1R 0BD.
Please read these terms and conditions before using our website. Use of WalletWise.us (“the Site”), is subject to your acceptance and compliance with these Terms & Conditions. If you have any questions on these Terms & Conditions please contact us. By continuing to use the Site you will be deemed to have accepted them.
Occasionally, at our discretion, we reserve the right to make changes to these Terms and Conditions. Any changes will be reflected on this page but it is your responsibility as a user of the Site to review this page on a regular basis to be aware of any changes. By continuing to use the Site after any changes to these Terms and Conditions you will be deemed to have accepted the changes.
3. What We Do
WalletWise.us is a personal finance website and blog. We provide general advice and guidance on a wide range of personal finance products including insurance, loans, credit cards and other banking products. We also provide comparison services, advice and information on other everyday services that most households in the USA spend money on including cable TV, cellphone contracts travel and shopping. Our goal is to save US consumers money every day. We do not charge our users any fee’s for using the Site but we may receive payment from third party advertisers and service providers whom we refer you to.
Our service is not intended to be, nor should it be construed as financial advice. We help our readers make informed decisions and can introduce you to third party service providers in relation to financial services products and certain other products and services. Such advice and services are provided to you directly by the third party service provider independently of us and on terms that you agree with such third party service provider. Where appropriate on the Site, we will inform you if any information you provide us with will be forwarded to a third party service provider.
We do not sell any products or services directly on this Site and nothing on the Site shall be deemed an offer by us or any third party to provide you with any products or services. We reserve the right to improve, amend, or suspend the service provided on the Site at any time without notice to you.
4. Information on the Site
The information we provide on the site is based on information provided to us by third parties, including data providers and the third party providers of products and services. We take all reasonable steps to ensure the information is accurate and up to date and to correct any errors when we are made aware of them. We cannot and do not accept any responsibility when the information provided to us is out of date or inaccurate. It is your responsibility to verify the accuracy of any information before making any decision on a particular product or service.
5. Ownership of Content
All of the information, graphics, content and software on the Site belong to us or our licensors and is protected by copyright, trademarks and other intellectual property rights. You may use the material on the Site for your own personal research. Any commercial use of the material on the Site is strictly prohibited. You may not publish, distribute, transmit, utilise or otherwise make this material available to any other party or on any website or online service without our express prior written consent. You may not use any software, process, robot, crawler, spider, data mining or screen scraping software or system. It may not be sold or transferred to any third party.
Certain names, words, titles, phrases, logos, icons, graphics or designs on the Site may constitute trademarks or unregistered trademarks of WalletWise.us. All other company names, brands, trademarks, logos or icons on this Site are the trademarks of their respective owners and are used only in such a manner as is intended to be for the benefit of such trademark owners and WalletWise.us intends no infringement of such trademarks.
7. Third Party Links
This Site contains links to third party websites. We have no control over the content on these websites and accept no responsibility for the information on them, nor do we accept any liability or provide guarantees in respect to products and services bought from third party websites. We make every effort to screen the third party providers we work with and will remove any we believe is not providing a quality service to users of this website. The use of third party websites is entirely at your own risk and if you buy any product or service from a third party the legal agreement will be between yourself and them.
8. Limitations and Exclusions of Liability
WalletWise.us, its directors, employees or other representatives shall not be liable for any direct or indirect, special, incidental or consequential loss or damages arising from the use of this site. This a comprehensive limitation of liability that applies to damages of any kind including the loss of profits, business revenue or goodwill arising from the use or inability to use or availability of this website, its operation or transmission, computer viruses, loss of data or otherwise in respect of its use.
The site, functions of and information contained within it are provided on an ‘as is’ basis excluding any warranty whatsoever, express or implied, including but not limited to warranties of satisfactory quality, accuracy, fitness for a particular purpose or freedom from computer viruses. WalletWise.us excludes any liability for any errors in or omissions from information, materials and functions included in this website or any third party websites linked to or from this website. WalletWise.us expressly excludes any liability arising from any such errors or omissions to the fullest extent permitted by the law.
Any exclusions or limitations of liability contained in these Terms and Conditions are designed to limit your consumer rights or exclude or restrict any duty or liability of WalletWise.us has to you under applicable legislation including the Financial Services and Marketing Act 2000.
By using the Site, you agree to indemnify and hold harmless; us, our directors, officers, employees and licensor from and against any claim, liability, cost, damage or loss we may incur (including reasonable legal fees) as a result of or in connection with your use of the Site and any actions you take that disrupt access to our the correct functioning of the Site.
10. Complaints, Contact & Registration Details
Your satisfaction with our Site is our top priority and we strive to provide the best service possible to our users. If however, you wish to make a complaint please contact us via email at [email protected] and we will strive to address your concerns.
The address for all correspondence regarding this Site is 15 Bowling Green Lane, London, EC1R 0BD. Alternatively please email us using the email address above.
11. Governing Law
These Terms and Conditions of this website are governed by the laws of England and Wales. Any disputes under or relating to these terms and/or the website will be subject to the exclusive jurisdiction of the English courts.